The United States foreign-born population has quadrupled since the 1960s. In 2021, one in seven US households were headed by a foreign-born resident. Around half of these…
Sharon Cornelissen, Christine Jang-Trettien
•
April 25, 2023
In recent years, gentrification has captured the imagination of sociologists and the public alike, dominating conversations about the transformation of cities from New York…
Sharon Cornelissen, Daniel McCue, Raheem Hanifa
•
January 5, 2023
Persistent racial and ethnic gaps in homeownership rates have recently led policy makers to create a range of programs and initiatives to expand and maintain Black…
Drawing on three years of fieldwork, this article explains the emergence and persistence of two conflicting styles of street life in Brightmoor, a depopulated, majority Black…
Marsha Courchane, Leonard Kiefer, Peter Zorn
•
November 12, 2013
HBTL-11: Responses to the mortgage market crisis of the past decade led to myriad changes in the structure of the industry, expanded market regulations, and resulted in…
MF10-3: The recent tumult experienced by residential mortgage markets in the United States has left many struggling to determine what caused the crisis; what can be done…
Susan Wharton Gates, Cindy Waldron, Peter Zorn
•
February 13, 2004
BABC 04-13: Automated underwriting (AU) systems have become a tool of choice in mortgage lending decisions. While AU provides significant benefits to mortgage…
This paper analyses the performance of low-income and minority loans (LIMLs) from a large sample of fixed-rate mortgages purchased by Freddie Mac in the 1990s. Our focus is…
For the past three decades homeownership counseling has been an integral part of affordable lending in the United States. Myriad benefits have been attributed to these…
