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Working Papers

Rental Housing: An International Comparison

Michael Carliner, Ellen Marya • September 1, 2016

This working paper compares rental housing in 12 countries in Europe and North America, using individual records from household surveys. Differences in housing…
Working Papers

Behaviorally Informed Home Mortgage Credit Regulation

Michael Barr, Sendhil Mullainathan, Eldar Shafir • April 1, 2008

UCC08-12: Choosing a mortgage is one of the biggest financial decisions an American consumer will make. Yet it can be a complicated one, especially in today’s…
Working Papers

Institutions and Inclusion in Saving Policy

Michael Sherraden, Michael Barr • February 15, 2004

BABC 04-15: Low- and moderate-income households save for routine payments, such as rent, as well as for major purchases, such as a washing machine or a car. Saving also…
Working Papers

Examining Supply-Side Constraints to Low-Income Homeownership

J. Michael Collins, David Crowe, Michael Carliner • October 5, 2001

Much of homeownership research and policy focuses on financial or information barriers that might frustrate low-income renter households from buying a home. Given existing…