Jonathan Spader, Jenny Schuetz, Alvaro Cortes
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August 28, 2015
The relationship between neighborhood physical environment and social disorder, particularly crime, is of critical interest to urban economists and sociologists, as well as…
Andrew Davidson, Alex Levin, Susan Wachter
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November 13, 2013
HBTL-13: This paper addresses the expansion and performance of non-traditional mortgage lending products to better understand the impact of such products on borrowers…
MF10-15: This paper examines mortgage credit markets and the need for government intervention to protect and advance the public interest. We identify as rationales for…
Raphael Bostic, Kathleen Engel, Patricia McCoy, Anthony Pennington-Cross, Susan Wachter
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February 1, 2008
UCC08-9: The subprime mortgage market, which consists of high-cost loans designed for borrowers with weak credit, has grown tremendously over the past ten years. Between…
RR07-13: The effect of local land use regulations on housing markets has been the subject of extensive research and discussion among both urban economists and…
W06-3: Local governments frequently restrict multifamily housing by limiting the districts where it is allowed, creating procedural barriers to development, and…
Raphael Bostic, Paul Calem, Susan Wachter
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February 5, 2004
BABC 04-5: There is a broad consensus regarding the benefits of homeownership, which include wealth accumulation and improvements along social and personal dimensions.…
W03-1: The growing number of frail seniors in the U.S. has prompted considerable concern over the provision of long-term care. Seniors are living longer and staying…
