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Even with the ups and downs of the broader economy, growth in spending on residential remodeling and repairs has been remarkably steady. In fact, the home improvement…

Despite job losses in the rest of the economy, housing had another record-breaking year in 2003. Home sales, single-family housing starts, residential fixed investment,…

Mexico is at a crossroads. Restoration of macroeconomic stability and economic growth, coupled with strong commitment to housing reforms, provides the nation with a unique…

With investors focused primarily on the upper segment and policymakers on the lower, the middle of the rental housing market has gone largely unexamined. Nonetheless, the 14…

Today’s mortgage market bears little resemblance to the one that existed just a decade ago. Key changes include the increasing use of automated underwriting, credit scoring,…

The dream of equal, fair, and expanded access to credit in low-income communities was never more within the nation’s grasp. Three decades ago credit for home mortgages and…

Home improvement has become the great national pastime. Whether remodeling a kitchen, adding a family room, installing replacement windows, or simply changing a light fixture…

Despite the 2001 recession and weak ensuing recovery, by most measures 2002 was the strongest year for housing on record. Residential investment, home sales, homeownership…

With the economy emerging from its first recession in nearly a decade, the housing sector continues to display remarkable resilience. Even after the events of September 11th…

The United States Congress passed the Community Reinvestment Act (CRA) in 1977 to encourage depository institutions to meet the credit needs of lower-income communities. The…