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Research Briefs

Did More People Move During the Pandemic?

Riordan Frost • March 14, 2023

After the onset of the COVID-19 pandemic in the United States in March 2020, there was a spike in the number of people moving—both permanently and temporarily—and a…
Research Briefs

Piling Ever Higher: The Continued Growth of Student Loans

Riordan Frost • July 25, 2019

Compared to 2013, a higher share of US households had outstanding student loans in 2016, and the typical borrower’s debt also increased markedly during that period, according…
Working Papers

Mortgage Credit and the Evolution of Risk-Based Pricing

Frank Raiter, Francis Parisi • February 23, 2004

BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…