Elizabeth Kneebone, Nathaniel Decker, Elijah de la Campa, Chris Herbert
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September 29, 2021
The pandemic has resulted in profound economic hardship for US households, with millions losing their jobs, facing greatly curtailed hours, or unable to work due to the need…
Elijah de la Campa, Vincent J. Reina, Chris Herbert
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August 25, 2021
This working paper, produced as part of the Housing Crisis Research Collaborative, describes the results of a survey of landlords in ten cities across the US, conducted by…
The COVID-19 pandemic and subsequent recession have made it more difficult than ever for low- and moderate-income US renters to meet their housing payment obligations. Yet…
Kristin Perkins, Shannon Rieger, Jonathan Spader, Chris Herbert
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October 21, 2019
Previous studies of the financial constraints for homeownership attainment have found that cash grants to cover down payment and closing costs can fairly substantially…
Elizabeth La Jeunesse, Alexander Hermann, Daniel McCue, Jonathan Spader
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September 17, 2019
Housing affordability has been a growing concern across the US over the past three decades. Indeed, between 1990 and 2017, the number of units renting for under $600…
Following the rise and fall in the U.S. homeownership rate over the past two decades, considerable uncertainty exists about its future trajectory. This paper presents our…
With interest rates ticking upward in 2018 and the prospect of further rate increases to come, the era of historically-low mortgage rates may be ending. While many homeowners…
Jonathan Spader, Shannon Rieger, Jennifer Molinsky
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November 16, 2017
This framing paper was originally presented at A Shared Future: Fostering Communities of Inclusion in an Era of Inequality, a national symposium hosted by the Harvard…