Joint Center for Housing Studies - Publications By Year

Publications By Year

Year	Title	Author	Category
2008:	Reports
	Borrowing to Live: Consumer and Mortgage Credit Revisited	Nicolas P. Retsinas and Eric S. Belsky, eds.	Finance
SON-08	The State of the Nation's Housing 2008		Markets
RH08	America's Rental Housing: The Key to a Balanced National Policy		Rental
	Working Papers
W08-7	Housing Wealth Effects and the Course of the US Economy: Theory, Evidence, and Policy Implications	Eric S. Belsky	Finance
W08-6	Understanding Remodeling Cycles	Abbe Will	Remodeling
W08-5	Focus on Critical Rental Housing Policy Experiments: Framing the Discussion for February 13th	Daniel McCue	Rental
W08-4	The Use of Social Capital in Borrower Decision-Making	Cassi L. Pittman	Homeownership
W08-3	Long-Term Affordable Housing Strategies in Hot Housing Markets	Jesse Mintz-Roth	Finance
W08-2	Good Home Improvers Make Good Neighbors	Kevin Park	Remodeling
W08-1	Enter the Housing Industry, Stage Right: A Working Paper on the History of Housing Policy	Alexander von Hoffman	Government Programs
	Research Notes
N08-2	Subprime Lending and the Community Reinvestment Act	Kevin Park	Government Programs
N08-1	Addendum to Research Note N07-1: Re-Benchmarking the Leading Indicator of Remodeling Activity	Abbe Will	Remodeling
2007:	Reports
	Our Communities, Our Homes: Pathways to Housing and Homeownership in America's Cities and States	Henry Cisneros, Jack Kemp, Kent Colton, and Nicolas P. Retsinas	Government Programs
SON-07	The State of the Nation's Housing 2007		Markets
MM07-2	Mortgage Market Channels and Fair Lending: An Analysis of HMDA Data	William Apgar, Amal Bendimerad and Ren S. Essene	Finance
MM07-1	Understanding Mortgage Market Behavior: Creating Good Mortgage Options for all Americans	Ren S. Essene and William Apgar	Finance
R07-1	Foundations for Future Growth in the Remodeling Industry		Remodeling
	Working Papers
W07-9	Louisiana Land Reform in the Storms’ Aftermath	Frank S. Alexander	Community Development; Government Programs
W07-8	The Performance of Remodeling Contractors in an Era of Industry Growth and Specialization	Abbe Will and Kermit Baker	Remodeling
W07-7	Projecting the Underlying Demand for New Housing Units: Inferences from the Past, Assumptions about the Future	Eric S. Belsky, Rachel Bogardus Drew, and Daniel McCue	Markets
W07-6	A Long-Term Outlook for Homeowner Remodeling Activity: Results and Implications	Amal Bendimerad	Remodeling
W07-5	Demystifying Outcome Measurement in Community Development	Renu Madan	Community Development
W07-4	Patching the Fabric of the Neighborhood: The Practical Challenges of Infill Housing Development for CDCs	Emily Felt	Community Development
W07-3	Why Do House Prices Fall? Perspectives on the Historical Drivers of Large Nominal House Price Declines	Daniel McCue and Eric S. Belsky	Markets
W07-2	Revisiting Rental Housing Policy: Observations from a National Summit		Rental
W07-1	Growing Wealth, Inequality, and Housing in the United States	Zhu Xiao Di	Markets, Finance
	Research Notes
N07-1	Developing a Leading Indicator for the Remodeling Industry	Amal Bendimerad	Remodeling
Revisiting Rental Housing: A National Policy Summit Paper Series from the Symposium Held in November 2006
RR07-1	Taking Stock of the Nation’s Rental Housing Challenges and a Half Century of Public Policy Responses	Eric S. Belsky and Rachel Bogardus Drew	Rental; Revisiting Rental Housing
RR07-2	Where Poor Renters Live in our Cities	Stuart Rosenthal	Rental; Revisiting Rental Housing
RR07-3	Spillovers and Subsidized Housing: The Impact of Subsidized Rental Housing on Neighborhoods	Ingrid Gould Ellen	Rental; Revisiting Rental Housing
RR07-4	The Social Costs of Concentrated Poverty: Externalities to Neighboring Households and Property Owners and the Dynamics of Decline	George C. Galster, Jackie M. Cutsinger and Ron Malega	Rental; Revisiting Rental Housing
RR07-5	Designing Subsidized Rental Housing Programs: What Have We Learned?	Jill Khadduri and Charles Wilkins	Rental; Revisiting Rental Housing
RR07-6	Subsidized Housing and Employment: Building Evidence about What Works to Improve Self-Sufficiency	James A. Riccio	Rental; Revisiting Rental Housing
RR07-8	Enhancing Access to Capital for Smaller Unsubsidized Multifamily Rental Properties	William Apgar and Shekar Narasimhan	Rental; Revisiting Rental Housing
RR07-9	Just Suppose: Housing Subsidies for Low-Income Renters	John M. Quigley	Rental; Revisiting Rental Housing
RR07-10	Rethinking U.S. Rental Housing Policy	Bruce Katz and Margery Austin Turner	Rental; Revisiting Rental Housing
RR07-11	From Hurdles to Bridges: Local Land-Use Regulations and the Pursuit of Affordable Rental Housing	Rolf Pendall	Rental; Revisiting Rental Housing
RR07-12	Should We Foster the Nonprofit Housing Sector as Developers and Owners of Subsidized Rental Housing?	Rachel G. Bratt	Rental; Revisiting Rental Housing
RR07-13	Land Use Regulation and the Rental Housing Market: A Case Study of Massachusetts Communities	Jenny Schuetz	Rental; Revisiting Rental Housing
RR07-14	Overcoming Opposition to Multifamily Rental Housing	Mark Obrinsky and Debra Stein	Rental; Revisiting Rental Housing
RR07-15	Landlords at the Margins: Exploring the Dynamics of the One To Four Unit Rental Housing Industry	Alan Mallach	Rental; Revisiting Rental Housing
RR07-16	Preserving Properties on the Edge: Rapid Recycling of Distressed and Abandoned Properties	W. Dennis Keating	Rental; Revisiting Rental Housing
RR07-17	Workforce Development And Rental Policy: How Can What We Know Inform Next Steps?	Julia Lane, Ned English, Fredrik Andersson, and Patrick Park	Rental; Revisiting Rental Housing
2006:	Reports
SON-06	State of the Nation's Housing 2006		Markets; SON Archive
RH06	America's Rental Housing: Homes for a Diverse Nation		Rental
	Working Papers
M06-1	A Decent Home and Suitable Living Environment for all Americans: Rhetoric or Legitimate Goal?	F. Barton Harvey	Dunlop Lecture
W06-7	Comeback Cities or the New Melting Pots: Explorations into the Changing Large Cities of New England	Eric S. Belsky and Daniel McCue	Community Development
W06-6	Market Data for Housing Innovation: A Policy Agenda and Plan	Kermit Baker	Industry Studies
W06-5	Multiple-Home Ownership and the Income Elasticity of Housing Demand	Eric S. Belsky, Zhu Xiao Di, and Dan McCue	Homeownership
W06-4	The Vicious Cycle: Segregated Housing, Schools and Intergenerational Inequality	Gary Orfield and Nancy McArdle	Community Development
W06-3	Guarding the Town Walls: Mechanisms and Motives for Restricting Multifamily Housing in Massachusetts	Jenny Schuetz	Government Programs, Community Development
W06-2	The Evolving Home Building Industry and Implications for Consumers	William C. Apgar and Kermit Baker	Industry Studies
W06-1	The Impact of Housing on Community: A Review of Scholarly Theories and Empirical Research	Alexander von Hoffman, Eric S. Belsky, and Kwan Lee	Community Development
	Research Notes
N06-4	Addendum to Research Note N06-1: Hispanic Household Projections Including Additional Tenure Projection Detail by Age and Broad Family Type for Non-Hispanic White and Total Minority Households	George S. Masnick and Eric S. Belsky	Markets
N06-3	Buying For Themselves: An Analysis of Unmarried Female Home Buyers	Rachel Bogardus Drew	Markets, Homeownership
N06-2	The Relationship Between Home Energy Costs and Energy-Related Remodeling Activity	Becky Russell	Remodeling
N06-1	Revised Interim Joint Center Household Projections Based Upon 1.2 Million Annual Net Immigrants	George S. Masnick and Eric S. Belsky	Markets
2005:	Reports
SOM05	The State of Mexico's Housing 2005	Centro de Investigacion y Documentacion de la Casa (CIDOC) and Sociedad Hipotecaria Federal	International
RD05-1	Measuring the Nation’s Rental Housing Affordability Problems	Eric S. Belsky, Jack Goodman, and Rachel Drew	Rental
SON-05	State of the Nation's Housing 2005		Markets; SON Archive
WH05-1	Strengthening Our Workforce and Our Communities Through Housing Solutions		Markets, Community Development, Homeownership
R05-1	The Changing Structure of the Home Remodeling Industry		Remodeling
M05-1	The Role of Democratic-Capitalism in a Gulf Coast Renaissance	Jack Kemp	Government Programs; Dunlop Lecture
	Working Papers
W05-13	Resident Participation: A Community-Building Strategy in Low-Income Neighborhoods	Carolyn C. Leung	Community Development
W05-12	The Case for Rental Housing: A Nonprofit Perspective	Liza Khan	Rental
W05-11	The Dual Mortgage Market: The Persistence of Discrimination in Mortgage Lending	William C. Apgar and Allegra Calder	Finance
W05-10	Understanding Generational Differences in Home Remodeling Behavior	Amal Bendimerad	Remodeling
W05-9	The Financial Returns to Low-Income Homeownership	Eric S. Belsky, Nicolas P. Retsinas & Mark Duda	Finance, Homeownership
W05-8:	Housing Wealth and Retirement Savings: Enhancing Financial Security for Older Americans	William C. Apgar and Zhu Xiao Di	Finance, Seniors
W05-7	China’s Homeownership-Oriented Housing Policy: An Examination of Two Programs Using Survey Data from Beijing	Mark Duda, Xiulan Zhang, and Mingzhu Dong	International
W05-6	The Importance of Wealth and Income in the Transition to Homeownership	Zhu Xiao Di and Xiaodong Liu	Homeownership
W05-5	The Impact of Minority Growth and Minorities’ Rising Household Income on Housing Markets	Zhu Xiao Di, Ruby Henry, Eric Belsky, and George Masnick	Markets
W05-4	Constant Quality Rent Indexes for Affordable Housing	Jack Goodman	Rental
W05-3	The Emergence of the Galactic City: Population and Employment Growth in American Metropolitan Areas, 1970-2000	Alexander von Hoffman	Markets, Community Development
W05-2	Houses, Apartments, and Property Tax Incidence	Jack Goodman	Finance
W05-1	Emerging Cohort Trends in Housing Debt and Home Equity	George S. Masnick, Zhu Xiao Di, and Eric S. Belsky	Finance
2004:	Reports
BP04	Opportunity and Progress: A Bipartisan Platform for National Housing Policy	Henry Cisneros, Jack Kemp, Kent Colton, and Nicolas Retsinas	Government Programs
SOM-04	The State of Mexico's Housing 2004	Jenny Schuetz, Eric S. Belsky, and Nicolas P. Retsinas	International
SON-04	State of the Nation's Housing: 2004 View Appendix Tables		Markets; SON Archive
MMR04-1	Middle Market Rentals: Hiding in Plain Sight (10MB)		Rental; Markets
CCC04-1	Credit, Capital and Communities: The Implications of the Changing Mortgage Banking Industry for Community Based Organizations	William Apgar, Allegra Calder, and Gary Fauth	Community Development, Finance
M04-1	The University and the World of Business: Creating Deep Knowledge with Power and Practice	Kim B. Clark	Industry Studies, Dunlop Lecture
	Working Papers
W04-13	Housing Wealth Effects: Housing’s Impact on Wealth Accumulation, Wealth Distribution and Consumer Spending	Eric Belsky and Joel Prakken	Finance
W04-12	Strengthening the Case for Homeownership Counseling: Moving Beyond "A Little Bit of Knowledge"	Steven P. Hornburg	Homeownership
W04-11	Rethinking Rental Housing: Expanding the Ability of Rental Housing to Serve as a Pathway to Economic and Social Opportunity	William Apgar	Markets; Rental
W04-10	Job Creation and Housing Construction: Constraints on Employment Growth in Metropolitan Areas	Raven E. Saks	Markets; Homeownership
W04-9	Assessing Property Management for Affordable Housing	Marc Diaz	Markets
W04-8	Bridging Sectors: Partnerships Between Nonprofits and Private Developers	Amy Chung	Community Development
W04-7:	Determinants of Operating Costs of Multifamily Rental Housing	Jack Goodman	Markets; Rental
M03-2	Homes for Americans in the 21st Century: Challenges and Opportunities for the Nation	Henry G. Cisneros	Dunlop Lecture, Homeownership
W04-6	Estimating the Determinants of Housing Quality: The Case of Ghana	Emmanuel Fiadzo	International
W04-5	America's Working Communities and the Impact of Multifamily Housing	Alexander von Hoffman, Eric Belsky, James DeNormandie, and Rachel Bratt	Community Development
W04-4	An Improved Method for Estimating Homeowner Improvement and Repair Activity Through Revisions to the Remodeling Activity Indicator	Alvaro Martin-Guerrero	Remodeling
W04-3	Residential Supply Chain in Transition: Summary of Findings from Survey of Dealers	Frederick Abernathy, John T. Dunlop, David Weil, William Apgar, Kermit Baker, and Rachel Roth	Industry Studies
W04-2	Happy to Grow: Development and Planning in Fairfax County, Virginia	Lucille Harrigan and Alexander von Hoffman	Community Development
W04-1	“Million-Dollar” Homes and Wealth in the United States	Zhu Xiao Di	Homeownership
	Research Notes
N04-3	Using Additions and Alterations Permits to Estimate Remodeling Activity in Metropolitan Areas	Rachel Roth	Remodeling
N04-2	Method for Allocation: DIY & PRO Home Improvement Expenditures and Households Using the 1995-2001 AHS National File	Alvaro Martin-Guerrero	Remodeling
N04-1	The Impact of New Census Bureau Interim National Population Projections on Projected Household Growth in the United States	George S. Masnick, Eric S. Belsky, and Zhu Xiao Di	Markets

*Building Assets, Building Credit:* Improving Financial Services in Low-Income Communities Paper Series from the Symposium Held in November 2003
BABC	Building Assets, Building Credit: Symposium Proceedings		Finance, BABC
BABC 04-1	Credit Matters: Low-Income Asset Building Challenges in a Dual Financial Service System	Eric Belsky and Allegra Calder	Finance, BABC
BABC 04-2	High and Low SES Debtors: The Use of Psychological Measures to Determine Differences	Richard L. Wiener, Karen Gross, Susan Block-Lieb, and Corinne Baron-Donovan	Finance, BABC
BABC 04-3	To Bank or Not to Bank? A Survey of Low-Income Households	Christopher Berry	Finance, BABC
BABC 04-4	From Unbanked to Homeowner: Improving the Supply of Financial Services for Low-Income, Low-Asset Customers	Ellen Seidman and Jennifer Tescher	Finance, BABC
BABC 04-5	Hitting the Wall: Credit as an Impediment to Homeownership	Raphael W. Bostic, Paul S. Calem, and Susan Wachter	Finance, BABC
BABC 04-6	Mortgage Choice: An Empirical Analysis Using Data From 2002	Michael Lacour-Little	Finance, BABC
BABC 04-7	Bringing Subprime Mortgages to Market and the Effects on Lower-Income Borrowers	Ira Goldstein	Finance, BABC
BABC 04-8	Exploring the Welfare Effects of Risk-based Pricing in the Subprime Mortgage Market	Chip Case, Eric Belsky, and Michael Collins	Finance, BABC
BABC 04-9	The Changing Industrial Organization of Housing Finance and the Changing Role of Community-Based Organizations	William C. Apgar and Allen Fishbein	Finance, BABC
BABC 04-10	Refinance and the Accumulation of Home Equity Wealth	Frank Nothaft and Yan Chang	Finance, BABC
BABC 04-11	Credit Information Reporting and the Practical Implications of Inaccurate or Missing Information in Underwriting Decisions	Robert B. Avery, Paul S. Calem, and Glenn B. Canner	Finance, BABC
BABC 04-12	The Role of Credit Scoring in Increasing Homeownership for Underserved Populations	Hollis Fishelson-Holstine	Finance, BABC
BABC 04-13	Automated Underwriting: Friend or Foe to Low-Mod Households and Neighborhoods (DRAFT)	Susan Gates, Cynthia Waldron and Peter Zorn	Finance, BABC
BABC 04-14	Does the Fair Credit Reporting Act Promote Accurate Credit Reporting?	Michael E. Staten and Fred H. Cate	Finance, BABC
BABC 04-15	Institutions and Inclusion in Saving Policy	Michael Sherraden and Michael Barr	Finance, BABC
BABC 04-16	Progressivity and Government Incentives to Save	Peter Orszag and Robert Greenstein	Finance, BABC
BABC 04-17	A Critical Examination of Financial Literacy Education (DRAFT)	George McCarthy and Kathryn Gwatkin	Finance, BABC
BABC 04-18	The Cost-Effectiveness of Community-Based Foreclosure Prevention	Roberto Quercia, Spencer Cowan, and Ana Moreno	Finance, BABC
BABC 04-19	Innovative Servicing Technology: Smart Enough to Keep People in Their Houses?	Amy Crews Cutts and Richard K. Green	Finance, BABC
BABC 04-20	Democratizing Access to Capital	Michael Barr	Finance, BABC
BABC 04-21	Federal Regulation of Credit: The Cause or the Cure for Predatory Lending?